NY State EP Alert 8.22.2025|Disaster Relief for CNY and Mohawk Valley
On August 21, 2025, Governor Hochul announced that the US Small Business Administration (SBA) would make low-interest loans available to eligible residents and businesses in Central New York and the Mohawk Valley impacted by the severe weather that occurred on June 22, 2025. SBA loans can be critical for those needing financial support to get on the road to recovery following weather-related disasters and other emergencies.
NY State Division of Homeland Security and Emergency Services (DHSES) officials urge New Yorkers to take advantage of this disaster assistance.
The filing deadline to apply for physical property damage is October 20, 2025.
The deadline for submitting economic injury applications is May 20, 2026.
Eligibility
Homeowners, renters, and business owners in Madison, Chenango, Cortland, Oneida, Onondaga, Oswego and Otsego Counties can apply for SBA low-interest loans to aid in recovery from the significant damage caused by the June flooding and severe winds.
Assistance is made possible with federal funding for declared disaster emergency locations.
The following groups may be eligible for SBA disaster loans:
- Homeowners: up to $500,000 to repair or restore their primary residence.
- Homeowners and renters: up to $100,000 to repair or replace damaged or destroyed personal property.
- Business owners or private non-profit organizations: up to $2,000,000 for physical losses and/or economic injury.
According to SBA guidelines, Economic Injury Disaster Loans (EIDL) are to provide working capital to help small businesses and most private, non-profit organizations of all sizes meet their ordinary and necessary financial obligations that cannot be met as a direct result of the disaster. These loans are intended to assist through the disaster recovery period.
Online Applications
Use the MySBA Loan Portal to submit your application online.
Hard copy applications must be mailed to: US Small Business Administration, Processing and Disbursement Center, 14925 Kingsport Road, Fort Worth, TX 76155.
Phone assistance is available via the SBA’s Customer Service Center at 1-800-659-2955. Individuals who are deaf, hard of hearing, or have a speech disability, can dial 7-1-1 to access telecommunications relay services.
Applicants may also email questions to the SBA Customer Service Center.
Background
The US Small Business Administration provides low-interest disaster loans to help businesses and homeowners recover from declared disasters. Applicants, including businesses, homeowners, renters, and private, nonprofit organizations, must be in a declared disaster area and meet other eligibility criteria depending on the type of loan.
Connect with HCP if you have questions about this financial program, general emergency management requirements, education, or other emergency preparedness topics. We’re here to help!